Help them save a little today...
to enjoy more tomorrow

By offering your employees a VRSP, you can help them save for the future

without encountering the cost and administration burden that is associated with traditional defined contribution pension plans. A workplace savings plan can help you attract and retain employees while increasing morale and productivity. It’s often the benefits offered to employees that make one employer stand out from another.

VRSP Advantages

A low cost solution to plan participants by pooling the assets from several companies
Easy to understand and administer
Employers are not required to contribute but can choose to do so if they wish
Employer contributions will not be subject to payroll taxes
Employer contributions are also a deductible salary expense and may be deducted from income for tax purposes

VRSP information

VRSP quick reference guide

Need-to-know information for you and your employees

VRSP feature sheet

Helps you understand why a VRSP is a smart decision for your business

Product comparison chart

Compare the VRSP to other retirement savings plans in Quebec

Find out why